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Crucial Insurance and Risk Advisors

Crucial Insurance and Risk Advisors

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Insurance Advice

workplace covid insurance

September 27, 2021 By Crucial Insurance Team

What Happens if Someone in your Company Contracts COVID-19 and Claims it’s work related?

There’s no doubt that the COVID-19 pandemic has affected the way Australians conduct business. At the time of this writing, 51% of Australians over the age of 16 are double vaccinated, according to the Department of Health’s vaccination numbers and statistics. As more Australians become … [Read more...] about What Happens if Someone in your Company Contracts COVID-19 and Claims it’s work related?

Filed Under: Business Insurance, COVID-19, D&O Insurance, Insurance Advice Tagged With: covid-19, WHS, workplace insurance

May 31, 2021 By Crucial Insurance Team

Product Recall Insurance Now More Accessible for Food Manufacturing Businesses

Reputation is paramount in the food and beverage industry. In a fast-moving, highly competitive, highly regulated, social-media-centric market, food and beverage companies are continually required to jump through hoops in order to establish trust and reliability with their customers. Further, the … [Read more...] about Product Recall Insurance Now More Accessible for Food Manufacturing Businesses

Filed Under: Insurance Advice, News, Product Recall Insurance Tagged With: business insurance, insurance, product recall

greensill capital - insurance story - images of buildings from the bottom up

March 10, 2021 By Crucial Insurance Team

How Insurance Sparked the Fall of a Bundy Billionaire

Greensill Capital has made headlines for its rapid demise after two major Swiss banks turned off about $14 billion worth of funding. The 10-year-old company, which has blue chip clients such as CIMC, Telstra and Whyalla, had reported a $US49.4 million after-tax profit in calendar 2018 (from a … [Read more...] about How Insurance Sparked the Fall of a Bundy Billionaire

Filed Under: Insurance Advice, Mining Contractor Insurance, News

February 23, 2021 By Crucial Insurance Team

Has the Cost of Home Insurance Spiked Again? Here’s how to Fight Rising Premiums

IAG, whose brands include CGU and NRMA Insurance, has joined other major insurers such as Suncorp in significantly increasing their home premiums, which, according to the Australian Financial Review, has “lifted by 6 percent on average in the past six months” (Suncorp has claimed its premiums would … [Read more...] about Has the Cost of Home Insurance Spiked Again? Here’s how to Fight Rising Premiums

Filed Under: COVID-19, Home Insurance, Insurance Advice Tagged With: home and contents, home insurance, house insurance, reducing insurance premiums

February 10, 2021 By Crucial Insurance Team

D&O Premiums are Rising. Here’s What Directors Need to Know

There’s no doubt that insurance premiums are on the rise. This is particularly true for Director’s and Officer’s (D&O) Insurance. See also: How to Avoid Rising Costs of Insurance Premiums. According to research quoted by the Australian Financial Review, “D&O premiums increased on … [Read more...] about D&O Premiums are Rising. Here’s What Directors Need to Know

Filed Under: COVID-19, Insurance Advice, News Tagged With: D&O Insurance, Directors and Officers Insurance, insurance news, IPO Insurance

photo of a rain hitting a car window

December 23, 2020 By Crucial Insurance Team

We Haven’t felt the Full Impact of La Niña yet – is it Time to Relax?

Previously, I spoke about how, in terms of insurance, businesses can prepare for wet weather events like La Niña. Even if La Niña has not yet translated into wet conditions over the spring season, businesses should still be vigilant over the coming months. A Niña is a phenomenon associated with … [Read more...] about We Haven’t felt the Full Impact of La Niña yet – is it Time to Relax?

Filed Under: Insurance Advice, Natural Disasters, News Tagged With: cyclones, insurance, La Nina, wet weather

December 8, 2020 By Crucial Insurance Team

This Company Just Lost $8.7 Million From a Cyber Attack. Could This Happen to You?

The Australian Financial Review recently reported how a fake Zoom invite led to the demise of Sydney-based hedge fund Levitas Capital. It was reported that after one of the fund’s co-founders opened the Zoom link, a hacker was able to send off a series of fake invoices on behalf of the … [Read more...] about This Company Just Lost $8.7 Million From a Cyber Attack. Could This Happen to You?

Filed Under: Business Interruption Insurance, Cyber Insurance, Insurance Advice Tagged With: cyber insurance, insurance news, IT liability insurance

November 24, 2020 By Crucial Insurance Team

Business Insurance Premiums are Skyrocketing. Here are 4 Easy Ways to Avoid Rising Costs

As the world braces itself with natural disasters, pandemics and uncertain market conditions, many Australian businesses are feeling the strengthening pinch of insurance premiums - there have been reports, for example, of excesses increasing from $100,000 to $250,000 and premiums from $224,000 to … [Read more...] about Business Insurance Premiums are Skyrocketing. Here are 4 Easy Ways to Avoid Rising Costs

Filed Under: Insurance Advice, News Tagged With: insurance advice, insurance premiums

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contact information

australia: 1300 400 707
fax: +61 7 5406 7799
email: info@crucialinsurance.com.au

Sunshine Coast Office:
Business Insurance Brokers Sunshine Coast
Suite 306, 45 Brisbane Road,
Mooloolaba QLD 4557

Brisbane Office:

Business Insurance Brokers Brisbane
Level 9 123 Albert Street
Brisbane, 4000

Mackay Office:

Business Insurance Brokers Mackay
Suite 2/52 MacAlister St, Mackay QLD 4740

Emerald Office:
Business Insurance Brokers Emerald
62 Egerton St,
Emerald QLD 4720

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Crucial Insurance and Risk Advisors Pty Ltd (ABN 93166630511) an Australian Financial Service Holder (AFSL Number 451450).

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