Business Insurance Broker Mackay

Looking for insurance for your Mackay-based business, but don’t know where to start? We are award-winning business insurance brokers who help our clients find the right insurance policies, at the right budget. If you need insurance or feel like you’re paying too much for it, we’re here to help. Call us on 1300 400 707 or fill in the form to speak to an experienced insurance specialist.

An uninsured financial loss is all too often catastrophic for a business - and being incorrectly insured can be just as disastrous. Using our extensive experience, comprehensive insurer networks and ethical approach to insurance, our business insurance brokers can help you safeguard your future

Award-winning Mackay business insurance brokers

We work for you, not the insurers. How do you know which insurance policies being marketed to you have your best interests at heart? Do you need a creative insurance solution for your particular situation? As your business insurance brokers, we’ll do the complicated insurance work on your behalf. So you can continue doing what you do best.

Our Happy Clients

“BSR Australia Ltd has worked with Crucial Insurance and its specialist cyber insurance division since 2016. Their approach was to ensure we understood our emerging risks in the digital space so that we understood how insurance could play a very specific role in addressing these exposures. I would highly recommend Crucial Insurance and its specialist cyber team to other businesses who want to properly understand their risks and what insurance solutions can best address these exposures.”

Stuart Nash
BSR Australia Limited (Betta Electrical Franchisor)

“Crucial Insurance & Risk Advisors take the hassle out of organizing our business insurance. They are always very responsive and they make sure we’re getting the best deal so we can get on with growing our business. I would highly recommend Crucial Insurance to other business owners.”

Bill Gordin
Bike Force Australia

“As a fast growing business our risk and insurance needs are constantly changing. Whether it’s expanding overseas or launching a new business stream, Crucial Insurance provides us with on demand advice, flexible insurance strategies that give us the confidence to get on with growing our business. I would highly recommend Crucial Insurance & Risk Advisor for your insurance needs.”

Brooke Camov
Head of Finance & Legal
Marketplacer Pty Ltd
2013 Australia Business of the Year

Crucial Insurance is a multi-award winning business insurance broker

2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top brokerage
2020 top thought leader medal from Advisr
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

Benefits of choosing a Mackay Crucial Insurance broker:

We’re proactive

We negotiate with insurers on your behalf

We have extensive insurance networks both nationally and overseas. Because of this we continue to help clients reduce insurance premiums while still delivering exceptional value

We help you make informed decisions about insurance through transparent advisory

We value ethics over profits

The proof is in the pudding: we’ve won a number of a awards for our commitment to our clients

We help you understand overcomplicated ‘insurance speak’ and eliminate confusion

We’re experts in claims management

Further, we are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers in Mackay, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that you’re in good hands.

Kinds of business insurance

For a nominal cost, insurance gives businesses the ability to financially cope should things take a turn for the worse. Here are some common forms of insurance we can help you with.

Business Insurance

A comprehensive Business Insurance Package policy can protect businesses against unforeseen losses. It provides multiple forms of coverage within one combined policy which saves you time and money.

Public Liability Insurance

Public Liability Insurance can protect you in the case that someone makes a claim against your business due to negligence, or if someone is injured in your premises.

Professional indemnity insurance

Provide advice for a fee? Professional Indemnity Insurance protects your business from claims made by your clients and customers against you as a result of the advice that you provide them.

IT Liability Insurance

IT Liability Insurance is designed to protect you against the numerous risks you may face when you are working as an IT-related professional. The main advantages of a specialist IT Liability Insurance policy is that it combines both Professional Indemnity and Public and Product Liability coverage under the one insurance policy which avoids any gaps in coverage if the two policies are placed with separate insurers.

Cyber Insurance

Cyber Insurance is not an option, but a must for all businesses. As a business, you are open to cyber and spyware attacks that could result in significant losses of profit, breach of privacy regulations and more. The right Cyber Insurance policy can provide you with a safety net against these risks.

Business Interruption Insurance

Business Interruption Insurance helps protect your business against unforeseen circumstances that negatively affect your profitability. This could include property related events such as fire and storm, cyber events, product recalls, machinery breakdown and more.

Alternative Insurance Solutions

We also provide expert advice in the following areas:

- Discretionary Trusts

- Captive Insurance

- Self-Insurance

- Extended Warranty Programs

- Expat Travel Insurance

- IPO Insurance

- D&O Insurance

- Mining Contractors Insurance (Mackay)

These are just some examples of ways insurance could protect your business. Contact us to see which policies and solutions could be most beneficial for your situation.

The Mackay business landscape

Home to over 116,000 people, Mackay currently has over $1 billion worth of projects currently approved or under development.

According to REMPLAN, Mackay supports over 47,000 jobs and has an annual economic output of over $17 billion. It is backed by a robust energy sector, as well as tourism, logistics, agribusiness and construction.

Nicknamed the sugar capital of Australia, Mackay produces more than a third of Australia’s sugar, and is home to beautiful hiking, fishing and scenic drives.

With a growing population and heavy investment in infrastructure, the outlook of Mackay is looking positive. With this growth comes a significant amount of risk - especially in an unpredictable global economy.

Investing in the right insurance is now more important than ever for Mackay businesses.

What our clients say

Business Insurance Broker Mackay - Our Location

Looking for business insurance brokers in Mackay? Get in touch to speak to one of our award-winning Mackay business insurance brokers today.