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Expatriate Medical Insurance and Expat Travel Insurance for Australians

Crucial Insurance has designed a tailored expatriate insurance policy for people working overseas.  We provide Expatriate Medical and Associated Travel Insurance within the one policy.  This allows your insurance to move with you for the ultimate peace of mind.

How does the policy work?

The policy is a combination of Expatriate Medical and Travel Insurance.  It provides Expat Medical Insurance when you are in your Country of Assignment.  It also provides Associated Travel Insurance within the one policy.

The Travel benefits apply as follows:

Cancellation insurance prior to departing Australia

Travel Insurance benefits for the first 14 days in your country of assignment

If you return to Australia on a Home Leave visit

When you commence your permanent return trip to Australia

When you are on a trip more than 14 days from your overseas place of residence

Expatriate Medical Insurance - What's covered?

This section is designed to provide Medical Expenses and Evacuation cover whilst you are working overseas in your country of assignment. These benefits extend to:

Medical Expenses

Hospital Expenses

Optical and Dental Expenses

Emergency Evacuation Expenses

Personal Liability

Expatriate Medical Treatment image

Associated Travel Insurance - What's covered?

The Associated Travel Insurance benefit is designed to compliment your Expatriate Medical Insurance with Associated Travel Insurance. It provides additional Travel Insurance benefits when you are more than 100km from your place of assignment. The Associated Travel Insurance benefits include:

All benefits available under Expatriate Medical Insurance

Cancellation and Disruption

Baggage and Travel Documents

Rental Vehicle Excess

Personal Accident

Hijack and Detention

Political and Natural Disaster Evacuation

Search and Rescue

Expatriate Medical and Associate Travel Insurance is issued and underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL No 239687.  Crucial Insurance and Risk Advisors Pty Ltd act under an authorisation provided by Chubb under the distribution agreement between the two parties. In this respect we act for Chubb in distributing this product. The information provided is general advice only and does not consider your objectives, financial situation or needs.  To decide if this product is right for you need to read the Expatriate Medical and Associated Travel Insurance PDS.

If you would like to get a quote for an Expatriate Medical and Associated Travel Insurance policy talk to one of Crucial Insurance travel experts.