Expatriate Medical and Travel Insurance for Australian Organisations Sending Staff Abroad

Looking for Expat Travel Insurance solutions for your organisation? We’re award-winning business insurance brokers with a depth of experience in helping organisations allocate the right insurance policies for their employees' needs. Call us on 1300 400 707 or fill in the form to discuss your options.

Crucial Insurance has designed a tailored expatriate insurance policy for organisations sending their employees overseas. We provide Expatriate Medical and Associated Travel Insurance within the one policy. This allows your insurance to move with your team for the ultimate peace of mind.

How does the policy work?

The Expat Travel Insurance and Expat Medical Insurance policy is a combination of Expatriate Medical and Travel Insurance. It provides your employees Expat Medical Insurance when they are in their Country of Assignment. It also provides Associated Travel Insurance within the one policy.

There are a number of benefits of Expat Travel Insurance, such as:

Cancellation Insurance prior to departing Australia

Travel Insurance benefits for the first 14 days in your country of assignment

If the policy holder returns to Australia on a Home Leave visit

When the policy holder commences their permanent return trip to Australia

When the policy holder is on a trip of more than 14 days from their overseas place of residence

Crucial Insurance is a multi-award winning Expat Travel Insurance Specialist

top business insurance broker
best business insurance broker
business insurance broker stephen ball award
niba award
business insurance broker top thought leader
2020 top insurance broker medal given by Advisr

Expatriate Medical Insurance - What's covered?

This section is designed to provide Medical Expenses and Evacuation cover whilst you are working overseas in your employees' country of assignment. These benefits extend to:

Medical Expenses

Hospital Expenses

Optical and Dental Expenses

Emergency Evacuation Expenses

Personal Liability

Expatriate Medical Treatment image

Associated Expat Travel Insurance - What's covered?

The Associated Travel Insurance benefit is designed to compliment your Expatriate Medical Insurance with Associated Travel Insurance. It provides additional Travel Insurance benefits when one is more than 100km from their place of assignment. The Associated Travel Insurance benefits include:

All benefits available under Expatriate Medical Insurance

Cancellation and Disruption

Baggage and Travel Documents

Rental Vehicle Excess

Personal Accident

Hijack and Detention

Political and Natural Disaster Evacuation

Search and Rescue

Why do clients choose Crucial Insurance for Expat Travel and Medical Insurance?

Having the right Expat Travel Insurance and Overseas Medical Insurance policies in place is crucial when it comes to your employees moving or travelling overseas. This insurance makes sure that potentially costly necessities such as medical expenses, optical and dental expenses, lost baggage and political or natural disaster evacuation events are covered.

As multi-award-winning business insurance brokers, we use our wealth of multinational experience to go above and beyond for our clients. Our partnerships, insurer network and highly talented experts enable us to design tailored travel insurance policies not commonly available elsewhere.

We are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity – basically, when it comes to insurance, we treat your business as our own. We negotiate with insurers on your behalf, and are highly proactive in providing our clients with an exceptional level of service.

When it comes to Expat Travel and Overseas Medical Insurance, we have the specialist experience and expertise to provide you with the right advice

We pride ourselves in our proactive approach and transparent advisory

We were voted and nominated Insurance Broker of the Year and are dedicated to providing a consistent, high level of service

We negotiate to and speak to insurers on your behalf

Policy Documents

Expatriate Medical and Associate Travel Insurance is issued and underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL No 239687.  Crucial Insurance and Risk Advisors Pty Ltd act under an authorisation provided by Chubb under the distribution agreement between the two parties. In this respect we act for Chubb in distributing this product. The information provided is general advice only and does not consider your objectives, financial situation or needs.  To decide if this product is right for you need to read the Expatriate Medical and Associated Travel Insurance PDS.

Speak to one of our Travel Insurance Experts if you would like to get a quote for an Expatriate Medical and Associated Travel Insurance policy.