Management Liability Insurance

We are a fully licensed, AFSL business insurance brokerage. We specialise in helping businesses find the right Management Liability Insurance policies while working with them to lower the costs of rising premiums. If you're looking for an experienced and proactive Management Liability specialist, call us on 1300 400 707 or fill in the form to find out more.

Protect your business and directors and officers from the risks of managing a company with Management Liability Insurance.

We are award-winning Management Liability Insurance experts

business insurance broker stephen ball award
niba award
2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top specialist insurance broker
2020 top thought leader medal from Advisr
2020 top insurance broker rated by customers award medal
Management Liability Insurance - man in warehouse

What is Management Liability Insurance?

Management Liability Insurance is designed to cover you and your business against claims which arise from the management of your company. In particular, it provides Directors & Officers Liability Insurance if a director and / or employee are sued personally for being negligent in fulfilling their duties.

This form of cover also extends to cover the business as a result of managements actions in running the company. It extends to protect your business from employee crime such as embezzlement. It is an essential form of coverage for business both small and large.

Management Liability Insurance - Woman in Office

Who needs Management Liability Insurance?

Any business which operates as a company needs to ensure their directors and officers have liability insurance for acting in their capacity as a director or officer of the company. This will ensure the directors, officers and employees are protected for any claims made against them personally.

Any business which has employees or operates in a regulatory environment would also require management liability insurance.

Management Liability Insurance - construction plan

Management Liability: what is covered?

Management Liability Insurance provides comprehensive coverage against the risks of managing a business. This form of coverage extends to protect all parties involved in managing a company.

This includes the company, the directors and employees involved in running the business. The types of risks which your business is exposed to includes:

Directors and employees being personally sued for alleged mismanagement of the company

Shareholder claims against directors for mismanagement

Employment related matters such as unfair dismissal and discrimination

Occupational Health & Safety related claims from employees and regulatory bodies

Defamation including libel and slander claims

Embezzlement of funds

Fines and Penalties payable for breaching statutory laws and regulations

Taxation Investigation / Audits

Management Liability Insurance - manager meeting

Management Liability: what's not covered?

Management Liability Insurance does not cover:

Incidents or claims known prior to the policy commencing

Accidental personal injury or property damage (see Public Liability)

Professional liability claims for negligence in your professional duty of care (see Professional Indemnity)

Claims made as a result of data breach or cyber event (see Cyber Insurance)

Damage from intentional acts

Claims arising from intentional acts

Your business becoming insolvent unless agreed in writing

Why Choose Crucial Insurance

Your Management Liability Insurance shouldn’t be left to chance. With the number of cookie cutter insurance policies being advertised in the market, it’s important to choose risk advisors who can filter through the complicated ‘insurance speak’ for you.

Here are just some reasons why our clients choose us:

Transparent Management Liability advisory: no frills. Just great advice, placing your needs first

We’ve won awards for outstanding brokerage

Your needs are our priority: we’re proactive in our approach

We have years of experience in claims management and negotiate with insurers on your behalf

We help where others may not be able to: We help business find hard-to-place insurance options using our national and international insurer network

To get a quote that provides you with the right cover it's important you speak with a Management Liability expert who can advise you on the type of cover that is right for you.