Overseas Medical Insurance

In today’s world, finding the right overseas medical and expat travel insurance is crucial. One exclusion in your policy can spell disastrous consequences when you need medical insurance the most. We are a fully licensed AFSL brokerage with a depth of experience in helping overseas workers access the right insurance cover, at the right budget. Call us on 1300 400 707. Or fill in the form to speak to a specialist.

For many, finding the right overseas Medical Insurance policies in a post-pandemic world can be a challenge. Thanks to our extensive supplier network, we have designed a tailored expatriate insurance policy for people working overseas, or for companies sending their employees overseas.

We are an award-winning insurance broker

2020 top insurance broker medal given by Advisr

2020 top thought leader medal from Advisr

2020 top insurance broker rated by customers award medal

Choosing the right Overseas Medical Insurance should not be taken to chance. There are numerous travel insurance packages being marketed out there that may not have your best interests at heart. It is important that you discuss your needs with an experienced broker, so your unique situation is considered in your policy.

Overseas Medical Insurance: how does it work?

Basically, Our Overseas Medical Insurance policy is designed to help provide you with the necessary cover in your country of assignment. Unlike typical travel insurance policies designed for short holidays, this policy can apply for extended periods of time.

Overseas Medical Insurance is designed specifically for overseas workers, expats and companies or organisations who send their employees overseas.

Overseas Medical Insurance: what's covered

Overseas Medical Insurance can cover:

Medical Expenses

Hospital Expenses

Optical and Dental Expenses

Emergency Evacuation Expenses, including accommodation costs

24/7 Emergency Assistance via Chubb Assistance

Personal Liability

Visa-compliant cover

In-patient and out-patient coverage

Surgery and cancer treatment

Urgent or complex treatment

Maternity cover

Expert advice

Threats including political instability and war

Natural disasters such as floods, volcano eruptions, earthquakes and cyclones

Extra benefits

Clients with Overseas Medical Insurance also enjoy the following benefits:

Cancellation Insurance prior to departing Australia

Travel Insurance benefits for the first 14 days in your country of assignment

If you return to Australia on a Home Leave visit

When you commence your permanent return trip to Australia

When you are on a trip more than 14 days from your overseas place of residence

Why clients choose us for Overseas Medical Insurance

Choosing the right insurance from the getgo is vital when it comes to your personal health and safety, or the health and safety of your employees - especially when it comes to extended overseas travel.

We work for our clients, not the insurers

We negotiate to and speak to insurers on your behalf

We have an extensive international insurer network

We were voted Insurance Broker of the Year and are dedicated to providing a consistent, high level of service

We have a depth of experience in the Expat Travel Insurance space

We’re proactive and pride ourselves in transparent advisory

We are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity – basically, when it comes to insurance, we treat your business as our own.

As multi-award-winning business insurance brokers, we use our wealth of multinational experience to go above and beyond for our clients. Our partnerships, insurer network and highly talented experts has equipped us to design a tailored Overseas Medical Insurance policy not commonly available elsewhere.

Looking for Overseas Medical Insurance from a proactive and experienced team? Contact Crucial Insurance today.

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