Mining Contractors Insurance Mackay

Protect your future by finding the most suitable business insurance policies at the right price. As award-winning Mining Contractor Insurance specialists in Mackay, we work for you, not the insurers. We are a fully licensed AFSL brokerage with a depth of experience in the mining and construction industries. Call us on 1300 400 707. Or fill in the form to speak to a specialist.

Working in the mining industry exposes both your business and personal assets at risk. Further, depending on the nature of your business, you may be required to have the correct insurances in place to operate. As business insurance brokers, we will use our extensive insurer networks to help you find the most appropriate cover for your needs and budget, as well as work on your behalf to make claims when required.

We are an award-winning insurance broker

top business insurance broker
best business insurance broker
2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

Many Mackay businesses provide essential services to mines including engineering, machining, fabrication, line boring, shutdown maintenance and the like. It is crucial that your insurance protection is designed to extend coverage to all your business activities. The last thing you want is to be uninsured, or be paying too much for insurance.

Mining Contractors Insurance Mackay: what is it?

As someone in the Mackay mining industry, you probably know that on a day-to-day basis, you, your colleagues and company are exposed to several risks. Whether it be an error made by a manager or an injured worker, one unfortunate event could result in phenomenal legal, financial and personal consequences.

Essentially, Mining Contractors Insurance provides you with the protection you need should things turn for the worse. Mining Contractors Insurance often consists of two main insurance policies: Professional Indemnity Insurance and Public Liability Insurance. Depending on the size and nature of your business, you may or may not need both. We will work with both you and the insurer to create a tailored policy that protects you from risks associated with your particular business.

Public Liability Insurance

Typically, Public Liability Insurance covers your business in the event there is a claim against you for Personal Injury and /or Property damage arising from your business activities. A Liability Insurance policy will cover you for your legal liability and will also extend to cover your legal defence costs to assist in defending the claim or settling the claim.

An example of such a liability insurance claim is where a customer may slip and fall on your premises, consequently suing you for breaching your duty of care - your insurance should then be able to help cover the potential costs associated with this.

Professional Indemnity Insurance

Professional Indemnity Insurance protects your business from claims made by your clients and customers against you as a result of the advice that you provide them. If your business provides advice or service for a fee then you will be deemed to be providing a professional service.

Public Liability Insurance policies do not extend to cover claims arising from services provided for a fee so it's crucial you protect your business with Professional Indemnity Insurance.

Mining Contractors Insurance Mackay: what is covered?

We can tailor your policy to cover you on items such as:

Product liability insurance

Damage to property

Mine risks and security

Personal injury

Property damage

Waterways and ground contamination

Public and product liability

Damage control costs

Cyber attacks

Chemical drifts

Operational liability

The accidental releasing of harmful chemicals

Unintentional infringement of intellectual property rights

Water damage and machinery breakdown


Workers’ compensation

Legal defence costs

Broadform liability

Extension to subcontractors

Product recall

Fixed plant and equipment

Environmental pollution

Various breaches

Care custody


Design faults and defects

Liability for Damage as a result of negligent advice

Legal costs including any awarded against you

Claim Investigation Costs

Towage and recovery

Material loss and damage

Storms, earthquakes, fires and cyclones

Injury or loss to third parties

Accidental damage

Light and heavy machinery

Public Relations / Crisis Management costs

Mining Contractors Insurance: who is covered?

Having the right insurance cover is crucial for any business in the mining industry. It covers a diverse range of occupations and business types, some of which are below.

Fly-in fly-out workers

Engineering contractors

Mine technicians

Environment technology specialists

Mine geologists

Construction workers

Research and development

Cementing operators

Exploration and seismic research specialists



Safety coordinators

Environmental management

Energy contractors

Underground mining contractors


Drilling contractors

Mining production engineers

Consumable supplies specialists

Logistics management

Dragline operators

Welding and fabrication

Offshore contractors

Drilling contractors

General plant maintenance operators

Mineral sands specialists

Roof bolting specialists

Education and training specialists

Mechanical fitters

Truck drivers

Mineral Exploration including water drilling

Mobile Plant Operators

Project Manager


Maintenance planners

Mineral exploration specialists


Mining operators

Mapping and planning specialists


Mining and processing technology specialists

Mining engineers

Alluvial mining specialists

Document contractors

Financial services for mining companies

Blasthole drillers

Mining specialists

Earth moving specialists

Mining software systems specialists


Mining driller

Oil rig contractors

Project managers

Mine security specialists

Mine security specialists

Geotechnical engineers

Air leg miners

Mineral handling systems

Dewatering contractors

Excavation specialists

Machinery maintenance operators

IT services

Longwall support specialists

Conveyor belt specialists

Diesel fitters

Mine relining services

Explosive specialists

Operation of Continuous Miner

Rock Bolters

Mine management specialists

Shaft Sinkers

The Mackay business landscape

Home to over 116,000 people, Mackay currently has over $1 billion worth of projects currently approved or under development.

According to REMPLAN, “The Mining industry sector makes the greatest contribution to economic output in the region, which at $3.0 B accounts for 17.18% of total output.”

According to this research, Mackay supports over 47,000 jobs and has an annual economic output of over $17 billion. It is backed by a robust energy sector, as well as tourism, logistics, agribusiness and construction.

With its vibrant mining economy, there is plenty of room for growth in Mackay. With this growth comes significant risk. The right insurances in place could set in place a robust foundation for your business - as business insurance brokers in Mackay, we’re here to help.

Why Mackay mining businesses choose Crucial Insurance

We are a licensed business insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that in such a risk-prone industry, you’re in good hands. We work for you, not the insurers.

Our depth of experience in working with mining-related industries Australia-wide (particularly in Mackay), proactive approach to advisory and access to both national and international networks give our clients advantages that are hard to find elsewhere.

We also believe we’ve been voted Insurance Broker of the Year for a good reason: when it comes to insurance, we like to treat our clients’ mining contractor  businesses as if they are our own. Because of this, we value ethics and exceptional advisory over profits.

If you’re looking for Mining Contractors Insurance in Mackay, our experienced experts are here to help. Contact us to discuss your options.