We’re excited to announce that we are now finalists for multiple categories in the ‘Advisr Insurance Broker Awards 2020’. The Advisr Insurance Broker Awards are designed to recognise Australia's best insurance brokers and brokerages across 10 categories. The nominated insurance brokers are judged … [Read more...] about Crucial Insurance is a Finalist for Multiple Insurance Broker Awards
As the world braces itself with natural disasters, pandemics and uncertain market conditions, many Australian businesses are feeling the strengthening pinch of insurance premiums - there have been reports, for example, of excesses increasing from $100,000 to $250,000 and premiums from $224,000 to … [Read more...] about Business Insurance Premiums are Skyrocketing. Here are 4 Easy Ways to Avoid Rising Costs
https://www.youtube.com/watch?v=crW_C1P5rec&feature=youtu.be La Niña has been declared and far North Queensland is bracing itself for an increased risk of tropical cyclones. Named after the Spanish term ‘little girl’, the last La Niña event occurred from 2010-2012 and resulted in one of … [Read more...] about La Niña 2020: Insurance for Cyclones & Wet Weather Events Before It’s Too Late. Don’t be left uninsured!
How to ensure your company is not underinsured A risk many Australian companies face is the fact that they may not have the appropriate business insurance cover when the worst possible circumstances take place. But how do you minimise being underinsured? How do you know if ‘enough’ insurance … [Read more...] about Insurances needed for companies: how do I know if I have enough?
If you’re a growing business, you’ve probably considered whether you should hire a new employee or engage a contractor. For many businesses who are cash or time poor, hiring a contractor may be the more appealing decision. But from an insurance perspective, is it the right one? Imagine the … [Read more...] about Hiring a contractor instead of an employee – which is better from an insurance perspective? This answer may concern you.
Being a mining contractor can be a risky business. Below are some tips on how to best manage your insurance and risks when providing services as a mining contractor. 1. Ensure your business activities are correctly disclosed to your Insurer One of the most common mistakes we see mining contractors … [Read more...] about 6 Quick Tips on Managing your Mining Contractors: Insurance & Risks
There are significant developments in respect to Business Interruption Insurance coverage for loss of income due to COVID-19 lockdowns. As recently reported in the Australian Financial Review, the Australian insurance sector is potentially facing a $1 billion exposure to COVID-19 losses. With the … [Read more...] about UPDATE: Business interruption insurance, COVID-19 – is it even worth making a claim? Get the honest facts.
Are you a mining contractor supplying services and products to the Australian mining industry? Then you will need to make sure you have the right business insurance protection in place. The mining industry in Australia provides abundant opportunities for Australian businesses to supply valuable … [Read more...] about Mining Contractors – Do You have the Right Insurances in Place?