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Business Insurance

subcontractor insurance

August 25, 2022 By Crucial Insurance Team

Why Sub-contractors Can Massively Blow Out Your Liability Insurance Premiums

In the past two years, many business owners have experienced significant premium increases as their businesses rely more on the use of sub-contractors to keep up with increasing demand in a tight employment market. Since the arrival of COVID-19 and its various lockdowns, our clients have been … [Read more...] about Why Sub-contractors Can Massively Blow Out Your Liability Insurance Premiums

Filed Under: Business Insurance, COVID-19, Public Liability Insurance Tagged With: public liability insurance, sub-contractor insurance

August 19, 2022 By Crucial Insurance Team

A Closer Look at the Impact of Inflation on Commercial Insurance

Australia, like most world economies, is facing record levels of inflation owing to the compounding impacts of the COVID-19 pandemic, disrupted supply chains, the surge in energy prices and severe weather and climate change events. Recently, the Australian Bureau of Statistics reported the annual … [Read more...] about A Closer Look at the Impact of Inflation on Commercial Insurance

Filed Under: Business Insurance Tagged With: inflation

protective cell company australia

April 14, 2022 By Crucial Insurance Team

How to leverage a Protective Cell Company (PCC) to your Advantage

Insurance premiums are rising, and based on current global challenges, inflation and instability in the market, this may continue over the course of the next few years - some sources are even reporting an upcoming super cycle for insurance premiums. This being said, however, we continue to remind … [Read more...] about How to leverage a Protective Cell Company (PCC) to your Advantage

Filed Under: Business Insurance, Captive Insurance, News, Parametric Insurance, Protective Cell Companies Tagged With: business insurance, captive insurance, corporate insurance, PCC, protected cell companies, protective cell companies

April 7, 2022 By Crucial Insurance Team

Combating the Volatility of Insurance Premiums: Captive Insurance

As natural disasters, pandemics, inflation, rising interest rates and global events continue to influence the market, businesses continue to find themselves challenged by rising insurance premiums and harder-to-place policies. Even so, not all is lost. We currently work with a number of clients … [Read more...] about Combating the Volatility of Insurance Premiums: Captive Insurance

Filed Under: Business Insurance, Captive Insurance Tagged With: captive cell insurance, captive insurance, parametric insurance

paremetric insurance

March 28, 2022 By Crucial Insurance Team

Introducing Parametric Insurance: Receive Coverage and Payouts for Natural Disasters

If the recent floods have left you pessimistic about the future of your insurance coverage, I wouldn’t blame you. Some analysts believe the damages caused by the floods will reach claim costs northwards of $3 billion, and, as I mentioned in my previous article, may bring upon the hardest insurance … [Read more...] about Introducing Parametric Insurance: Receive Coverage and Payouts for Natural Disasters

Filed Under: Business Insurance, Natural Disasters, Parametric Insurance Tagged With: flood insurance, natural disaster insurance, news, parametric insurance

we are here for your business insurance

February 28, 2022 By Crucial Insurance Team

Affected by Floods? We’re Here for You

The last seven days has seen unprecedented rain in Queensland and New South Wales, with reports claiming these severe weather conditions are expected to continue. If you’ve been affected by these conditions, our thoughts are with you. Many clients have already contacted us regarding their … [Read more...] about Affected by Floods? We’re Here for You

Filed Under: Business Insurance, Natural Disasters, News Tagged With: NSW floods, Queensland floods

crucial insurance Telstra best of business award

January 10, 2022 By Crucial Insurance Team

Crucial Insurance Finalist for Coveted Telstra Best of Business Awards

We are pleased to announce that we are finalists for the Telstra Best of Business Awards. This marks a significant milestone for the company and validates the high standard of service we provide for our clients throughout Australia. The Telstra Best of Business Awards has been dubbed as the … [Read more...] about Crucial Insurance Finalist for Coveted Telstra Best of Business Awards

Filed Under: Business Insurance, News

2021 Advisr business insurance broker top thought leader award

November 24, 2021 By Crucial Insurance Team

Crucial Insurance Wins Top Thought Leader Award

We are excited to announce that we have won Advisr’s Top Thought Leader Award for the insurance brokerage industry. It’s in our core to provide market-leading customer service and continuously innovating our processes to provide the best risk advisory our clients can obtain. Part of this … [Read more...] about Crucial Insurance Wins Top Thought Leader Award

Filed Under: Awards, Business Insurance, News

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australia: 1300 400 707
fax: +61 7 5406 7799
email: info@crucialinsurance.com.au

Sunshine Coast Office:
Business Insurance Brokers Sunshine Coast
Suite 306, 45 Brisbane Road,
Mooloolaba QLD 4557

Brisbane Office:

Business Insurance Brokers Brisbane
Level 9 123 Albert Street
Brisbane, 4000

Mackay Office:

Business Insurance Brokers Mackay
Suite 2/52 MacAlister St, Mackay QLD 4740

Emerald Office:
Business Insurance Brokers Emerald
62 Egerton St,
Emerald QLD 4720

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Crucial Insurance and Risk Advisors Pty Ltd (ABN 93166630511) an Australian Financial Service Holder (AFSL Number 451450).

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