Business Insurance Brisbane

Safeguard your future by finding the most suitable business insurance policies at the right price. As award-winning business insurance brokers in Brisbane, we work for you, not the insurers. We’ll use our extensive insurer networks to cut through the clutter and find you insurance solutions that work to your advantage. Call us on 1300 400 707. Or fill in the form to speak to an experienced insurance specialist.

As business brokers, we’ll help you have peace of mind in uncertain times with the right Business Insurance policy. The last thing you want is to be underinsured; or worse yet, be over insured and unnecessarily paying for policies that don’t apply to you.

With an office in Brisbane, we understand the local needs of this Queensland’s capital city. We provide tailored insurance solutions to businesses across a broad spectrum of industries. Our depth of local knowledge, combined with our national and international networks and experience give our brokerage a distinct advantage over the rest.

We are award-winning Business Insurance specialists

business insurance broker stephen ball award
business insurance broker-niba award
2021 Advisr business insurance broker top thought leader award
business insurance broker - advisr peoples choice award
2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

What is Business Insurance?

Essentially, Business Insurance covers your Brisbane business for multiple risks within one policy. It's designed for small to medium businesses. It helps provide multiple forms of coverage within one combined policy, ultimately saving you time and money.

Business Insurance: what’s covered?

Crucial Insurance is a proud member of the Steadfast Broker Network. This relationship allows us to provide our clients with exclusive Steadfast policy wordings.

The benefits available under our Steadfast Business Package wordings are significant and may include cover for the following policy sections:

Public & Product Liability Insurance

Portable Equipment and Tools of Trade

Property including Fire and other events such as Accidental Damage, Flood and Earthquake

Theft / Burglary

Tax Audit and Investigations



Equipment Breakdown including mechanical and electrical equipment

Management Liability

Employee Dishonesty

Business Insurance: what's not covered?

Exclusions and the excess you will need to pay will vary greatly depending on the insurer and your business requirements. You should always consider the following:

Incidents or claims known prior to the policy commencing

Claims arising from intentional acts

Your business becoming insolvent

Claims arising from your digital network / data breach (see Cyber Insurance)

To get a quote that provides you with the right cover it's important you speak with one of our experienced experts. Contact us to avoid the stress of an uninsured loss.

The Crucial Insurance difference

As Brisbane business insurance brokers, your business needs are our priority. We provide ethical business insurance advisory with your best interests at heart.

We can help you with business insurance products such as:

Business Insurance: what’s covered?

According to the Brisbane City Council, Brisbane has an estimated population of over 1.25 million. There are more than 131,000 registered businesses employing more than 729,000 people. Even with unpredictable world events, Brisbane continues to prosper, and is further benefited by its close proximity to the Gold Coast and Sunshine Coast.

This being said, we live in uncertain times and it is vital to have the right insurances in place should the unexpected occur. For example, there is an increasing threat of digital crime and cyber attacks (see our Cyber Insurance page for more information).

Why Brisbane Businesses choose Crucial Insurance

Our depth of experience, proactive approach to advisory and access to both national and international networks give our clients advantages that are hard to find elsewhere.

We also believe we’ve been voted Insurance Broker of the Year for a good reason: when it comes to insurance, we like to treat our clients’ businesses as if they are our own. Because of this, we value ethics and exceptional advisory over profits. We’ll help you with the complicated insurance work so you can continue doing what you do best.

Further, we are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that you’re in good hands.

Manage risks with our Business Insurance products

As volatile as the market can be, we can help you find a business insurance policy that will give you peace of mind.

Having the right business insurance policies in place could save you thousands in fees and provide protection against the risk of substantial financial losses in the future.

Looking for Brisbane business insurance from an experienced team with your best interests at heart? Contact us today.