Public Liability Insurance Brisbane

Need Public Liability Insurance? We’re award-winning insurance brokers who help Brisbane businesses access suitable insurance policies for their needs and budget. Call us on 1300 400 707 or fill in the form to speak to an experienced Public Liability specialist.

Focus on growing your business and let us make things easier with your insurance. We’re award-winning business insurance brokers with a depth of experience in helping Brisbane businesses obtain Public Liability protection. We work for our clients, not the insurers.

public liability insurance - supermarket

How can Public Liability Insurance help your Brisbane business?

Wherever you’re based in Brisbane, it’s important that you have a safety net in place. In essence, Public Liability Insurance provides you with protection for claims made against you in the course of running your business. Additionally, Liability Insurance will provide your business with cover for personal injury and property damage claims that may arise from customers, the public or other external parties.

Further, Public Liability Insurance will provide cover for where you have been negligent and will also cover the cost of defending any claims against your business.

Why our clients choose us for their Public Liability Insurance

Insurance is our passion: we have years of experience in claims management and negotiate with insurers on your behalf

Find insurance where others can’t: we have an extensive insurer and supplier network, meaning our clients have access to insurance options not easily available

Have a local representative: with an office right here in Brisbane, you’ll have access to a local and experienced Public Liability Insurance expert

Peace of mind: have a professional team of experienced brokers who can understand insurance lingo

Transparent insurance advisory: no frills. Just great advice, placing your needs first

Award winning business insurance brokerage: we’ve won awards for outstanding brokerage, including a ‘top rated by customers’ finalist award

Public Liability Insurance Brisbane: what's covered?

Public Liability Insurance can provide cover expenses if your business becomes liable for issues such as:

Property damage claims

Personal injury and associated medical costs

Legal costs

First aid expenses at time of incident

Typically, Public Liability Insurance covers your business in the event there is a claim against you for Personal Injury and /or Property damage arising from your business activities. A Liability Insurance policy will cover you for your legal liability and will also extend to cover your legal defence costs to assist in defending the claim or settling the claim.

An example of such a liability insurance claim is where a customer may slip and fall on your premises, consequently suing you for breaching your duty of care - your insurance should then be able to help cover the potential costs associated with this.

Public Liability Insurance Brisbane: what's not covered?

When applying for Public Liability Insurance, it is worthwhile to note that it does not cover:

Claims arising from a professional services or advice (see Professional Indemnity)

Injury to your employees which is workers compensation insurance

Claims arising from your digital network / data breach (see Cyber Insurance)

Business conducted in the USA / Canada, unless agreed in writing

Incidents or claims known prior to the policy commencing

Your business becoming insolvent

Claims arising from intentional acts

Claims made against directors and officers (see Management Liability)

How Crucial Insurance can help with your Public Liability Insurance needs

Whether you live in Kuraby, Brisbane CBD, North Lakes or anywhere else in Brisbane, we’re here to help.

The main benefit our Brisbane clients receive from us is that we prioritise ethics above profits. We rigorously apply the mindset of ‘doing the right thing’ for our clients, and have thus become the public liability insurance broker of choice for many businesses not just in Queensland, but also around Australia.

We are also an Australian Financial Services License holder. As a client, you can be rest assured that we are regularly audited to ensure we provide a high level of skill with an exceptional level of integrity and service.

As your Brisbane business insurance broker, we will find the right policy for your needs and help you understand the ins and outs of your cover. It’s crucial that you invest in the right policy to safeguard your business should the need arise.

Contact us today.

If you need Public Liability Insurance in Brisbane, we’re here to help. Contact us to speak to an experienced specialist.