Insurance Woes? Here’s Why You Might Consider a Discretionary Trust
As you probably know, running a business successfully in today’s volatile market is not always an easy feat. During this period, the importance of asset protection and a robust coverage plan for businesses have become even more pertinent. However, we are currently in a hard insurance market with premiums in […]
How to leverage a Protective Cell Company (PCC) to your Advantage
Insurance premiums are rising, and based on current global challenges, inflation and instability in the market, this may continue over the course of the next few years – some sources are even reporting an upcoming super cycle for insurance premiums. This being said, however, we continue to remind our clients […]
Combating the Volatility of Insurance Premiums: Captive Insurance
As natural disasters, pandemics, inflation, rising interest rates and global events continue to influence the market, businesses continue to find themselves challenged by rising insurance premiums and harder-to-place policies. Even so, not all is lost. We currently work with a number of clients that enable them to be less reactive […]
Introducing Parametric Insurance: Receive Coverage and Payouts for Natural Disasters
If the recent floods have left you pessimistic about the future of your insurance coverage, I wouldn’t blame you. Some analysts believe the damages caused by the floods will reach claim costs northwards of $3 billion, and, as I mentioned in my previous article, may bring upon the hardest insurance […]
The floods may bring the hardest insurance renewal season yet. Are you prepared?
The recent floods that have affected homes and businesses across Queensland and New South Wales may have brought about one of the hardest insurance renewal seasons yet. In recent years, the coronavirus pandemic and various other global factors saw us enter a ‘hard’ insurance market. This meant an increase in […]
Affected by Floods? We’re Here for You
The last seven days has seen unprecedented rain in Queensland and New South Wales, with reports claiming these severe weather conditions are expected to continue. If you’ve been affected by these conditions, our thoughts are with you. Many clients have already contacted us regarding their businesses. If you have any […]
COVID-19 Travel Cancellation Insurance Now Available for Corporate Travellers
With the gradual nationwide easing of lockdowns and travel restrictions, more and more Australians are now travelling interstate and overseas for work and business. That being said, however, the effects of COVID-19 are still being felt worldwide. New COVID-19 variants, and the way governments around the world are managing them, […]
Crucial Insurance Finalist for Coveted Telstra Best of Business Awards
We are pleased to announce that we are finalists for the Telstra Best of Business Awards. This marks a significant milestone for the company and validates the high standard of service we provide for our clients throughout Australia. The Telstra Best of Business Awards has been dubbed as the pinnacle […]
Immediate Action Required: Log4j Vulnerability
For your urgent attention: your system may be compromised. There is a cyber security vulnerability making headlines worldwide that should be discussed with your IT or cyber security team as a matter of urgency. You may have heard about a serious new vulnerability uncovered over the weekend, known as Apache […]
Merry Christmas From Crucial Insurance (Plus Opening Hours)
The team at Crucial Insurance would like to wish you a Happy Holidays and an amazing New Year! It’s been an amazing year for the team, and it has been an absolute pleasure working with you throughout 2021. We look forward to a fruitful partnership with you in 2022. Christmas […]