You Could be Liable for Asbestos, and Chances are Your Insurance Isn’t Covering You
Do you think your insurer has you covered for asbestos? Think again. Does your business involve the repair or renovation of buildings constructed prior to 1990, or provide trade services to older buildings – or does your business subcontracts asbestos removal? There’s a chance that you are liable for legal […]
Read More
Crucial Insurance is a Finalist for Multiple Advisr Awards
We are pleased to announce that we are finalists for multiple Advsir awards. According to Andy Jamieson, the Founder and CEO of Advisr, “The Advisr Awards celebrate those insurance brokers and brokerages who are showing the industry how to build trust online. All of today’s finalists make an effort to […]
Read More
COVID-19 Insurance Update: Court “Largely In Favour” of Insurers – Business Interruption
There’s no doubt that the COVID-19 pandemic continues to impact businesses around the world. Lockdowns, border closures, economic volatilities and the looming influence of a pandemic have put many businesses through significant hardships. One way Australian businesses may be considering to recoup these losses is through Business Interruption Insurance claims. […]
Read More
Tony Venning Wins National NIBA Award
We’re excited to announce that our Managing Director, Tony Venning, has won the coveted Stephen Ball Memorial Award for Broker of the Year. Presented by the National Insurance Brokers Association (NIBA), the Broker of the Year Award congratulates impressive senior brokers who shine in their professional capacity. Earlier in the […]
Read More
Is Insurance Still a ‘Grudge’ Purchase? Tony Venning Featured in Insurance Business Australia
Our Managing Director, Tony Venning, has been featured in Insurance Business Australia. In the interview, Tony discusses the important shift of insurance being a ‘grudge’ purchase of businesses, to now being an actual revenue and growth opportunity. “The thing that’s changed from a grudge purchase is it’s turned into an […]
Read More
Professional Indemnity Insurance – Do You Actually Need It?
Professional Indemnity Insurance can be a crucial policy to have for many businesses. But is having professional services cover a ‘must’ in all instances? Does every business actually need it? If you manufacture, design, supply or install products, and provide a level of consultancy to your client before providing such […]
Read More
Beware: Why You Should Declare Web Hosting, Even if it’s Through a Third Party
If you provide web hosting services to other companies, or subcontract your web hosting to a third party, it’s important that you speak to your business insurance broker about declaring these activities to your insurer. This is important for three reasons: If your or your client’s website is affected by […]
Read More
What Happens if Someone in your Company Contracts COVID-19 and Claims it’s work related?
There’s no doubt that the COVID-19 pandemic has affected the way Australians conduct business. At the time of this writing, 51% of Australians over the age of 16 are double vaccinated, according to the Department of Health’s vaccination numbers and statistics. As more Australians become vaccinated and as each state […]
Read More
Injuries or damages caused by subcontractors: can you be held liable?
Subcontractors are vital to many Australian organisations. Rather than having to invest in more permanent employment solutions, contractors are able to work with subcontractors or third party professionals for both short and long term tasks to help maintain the flow of their businesses. For example: A company may hire a […]
Read More
The Supplier or Manufacturer – Who is Liable, and What Type of Insurance Should you Obtain?
Whether you sell products directly to consumers or manufacture them, you may be wondering: who will be liable should the end consumers’ rights be breached? Would it be the responsibility of the supplier/retailer, or manufacturer? And how will this work from an insurance perspective? For example, let’s say you are […]
Read More