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Business Insurance

Asbestos insurance - home under construction

November 21, 2021 By Crucial Insurance Team

You Could be Liable for Asbestos, and Chances are Your Insurance Isn’t Covering You

Do you think your insurer has you covered for asbestos? Think again. Does your business involve the repair or renovation of buildings constructed prior to 1990, or provide trade services to older buildings - or does your business subcontracts asbestos removal? There’s a chance that you are liable … [Read more...] about You Could be Liable for Asbestos, and Chances are Your Insurance Isn’t Covering You

Filed Under: Asbestos Insurance, Business Insurance Tagged With: asbestos insurance, business insurance

business interruption insurance covid update

November 2, 2021 By Crucial Insurance Team

COVID-19 Insurance Update: Court “Largely In Favour” of Insurers – Business Interruption

There’s no doubt that the COVID-19 pandemic continues to impact businesses around the world. Lockdowns, border closures, economic volatilities and the looming influence of a pandemic have put many businesses through significant hardships. One way Australian businesses may be considering to recoup … [Read more...] about COVID-19 Insurance Update: Court “Largely In Favour” of Insurers – Business Interruption

Filed Under: Business Insurance, Business Interruption Insurance, COVID-19, News Tagged With: business interruption insurance, covid-19

October 28, 2021 By Crucial Insurance Team

Tony Venning Wins National NIBA Award

We’re excited to announce that our Managing Director, Tony Venning, has won the coveted Stephen Ball Memorial Award for Broker of the Year. Presented by the National Insurance Brokers Association (NIBA), the Broker of the Year Award congratulates impressive senior brokers who shine in their … [Read more...] about Tony Venning Wins National NIBA Award

Filed Under: Awards, Business Insurance, News Tagged With: awards, NIBA, Tony Venning

October 20, 2021 By Crucial Insurance Team

Is Insurance Still a ‘Grudge’ Purchase? Tony Venning Featured in Insurance Business Australia

Our Managing Director, Tony Venning, has been featured in Insurance Business Australia. In the interview, Tony discusses the important shift of insurance being a ‘grudge’ purchase of businesses, to now being an actual revenue and growth opportunity. “The thing that’s changed from a grudge … [Read more...] about Is Insurance Still a ‘Grudge’ Purchase? Tony Venning Featured in Insurance Business Australia

Filed Under: Business Insurance, News Tagged With: business insurance, Business Insurance Australia, Tony Venning

prof indemnity insurance should you get

October 12, 2021 By Crucial Insurance Team

Professional Indemnity Insurance – Do You Actually Need It?

Professional Indemnity Insurance can be a crucial policy to have for many businesses. But is having professional services cover a ‘must’ in all instances? Does every business actually need it? If you manufacture, design, supply or install products, and provide a level of consultancy to your … [Read more...] about Professional Indemnity Insurance – Do You Actually Need It?

Filed Under: Business Insurance, Product Liability Insurance, Professional Indemnity Insurance, Public Liability Insurance Tagged With: business insurance, professional indemnity insurance

October 5, 2021 By Crucial Insurance Team

Beware: Why You Should Declare Web Hosting, Even if it’s Through a Third Party

If you provide web hosting services to other companies, or subcontract your web hosting to a third party, it’s important that you speak to your business insurance broker about declaring these activities to your insurer. This is important for three reasons: If your or your client’s website is … [Read more...] about Beware: Why You Should Declare Web Hosting, Even if it’s Through a Third Party

Filed Under: Business Insurance, Cyber Insurance, News Tagged With: web hosting insurance

workplace covid insurance

September 27, 2021 By Crucial Insurance Team

What Happens if Someone in your Company Contracts COVID-19 and Claims it’s work related?

There’s no doubt that the COVID-19 pandemic has affected the way Australians conduct business. At the time of this writing, 51% of Australians over the age of 16 are double vaccinated, according to the Department of Health’s vaccination numbers and statistics. As more Australians become … [Read more...] about What Happens if Someone in your Company Contracts COVID-19 and Claims it’s work related?

Filed Under: Business Insurance, COVID-19, D&O Insurance, Insurance Advice Tagged With: covid-19, WHS, workplace insurance

August 31, 2021 By Crucial Insurance Team

Injuries or damages caused by subcontractors: can you be held liable?

Subcontractors are vital to many Australian organisations. Rather than having to invest in more permanent employment solutions, contractors are able to work with subcontractors or third party professionals for both short and long term tasks to help maintain the flow of their businesses. For … [Read more...] about Injuries or damages caused by subcontractors: can you be held liable?

Filed Under: Business Insurance Tagged With: business insuraqnce, contractor insurance, subcontractor insurance

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australia: 1300 400 707
fax: +61 7 5406 7799
email: info@crucialinsurance.com.au

Sunshine Coast Office:
Business Insurance Brokers Sunshine Coast
Suite 306, 45 Brisbane Road,
Mooloolaba QLD 4557

Brisbane Office:

Business Insurance Brokers Brisbane
Level 9 123 Albert Street
Brisbane, 4000

Mackay Office:

Business Insurance Brokers Mackay
Suite 2/52 MacAlister St, Mackay QLD 4740

Emerald Office:
Business Insurance Brokers Emerald
62 Egerton St,
Emerald QLD 4720

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Crucial Insurance and Risk Advisors Pty Ltd (ABN 93166630511) an Australian Financial Service Holder (AFSL Number 451450).

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