AML/CTF Obligations for Gatekeeper Professions: What Accountants, Lawyers and Real Estate Agents Must Do Before 1 July 2026
If your business is an accounting firm, law practice, real estate agency or property developer, you have less than two weeks to prepare for one of the most significant regulatory changes in years. From 1 July 2026, the Anti-Money Laundering and Counter-Terrorism Financing Amendment Act 2024 (Cth) brings these so-called […]
The Hidden Insurance Gaps AI Creates for Australian Business: Understanding “Silent AI” Risk
Australian small and medium-sized enterprises (SMEs) are adopting AI fast—often through everyday tools embedded in email, CRMs, accounting platforms, HR systems, customer chat, marketing, and software development. That convenience is also creating a new class of exposures that many business owners haven’t priced into their risk management or their insurance […]
Crucial Insurance Named Preferred Insurance and Risk Partner for MYMAX
Crucial Insurance is pleased to announce it has been named the preferred insurance and risk partner for MYMAX. We’ve always seen ourselves as more than just your “insurance people.” While protecting businesses remains at the core of what we do, we also have a strong commitment to helping clients build […]
The Hidden Insurance Risk of Setting Up an Internal Labour Hire Entity
A cheaper workers’ compensation premium can sometimes hide a much bigger liability problem. You may have been encouraged by an accountant, business adviser, lawyer or other consultant to separate parts of your business into different entities as a way to manage risk, protect assets and simplify your operating structure. On […]
Crucial Insurance named Medium Business Insurance Brokerage of the Year at the Insurance Business Awards Australia 2026
Crucial Insurance is proud to announce that we have been named Medium Brokerage of the Year at the Insurance Business Awards Australia 2026. This recognition is a proud achievement for our team and reflects the continued work we do to support Australian businesses with clear advice, tailored insurance solutions and […]
Welcoming Our New Business Operations Manager
We’re pleased to introduce you to the newest member of our leadership team, Damon Avery. With 11 years of insurance experience and 22 years in operational leadership and management roles, Damon brings a strong combination of insurance knowledge, team leadership and business operations experience to Crucial Insurance and Risk Advisors. […]
Welcoming Reinhardt, our Newest Account Broker
We’re pleased to introduce you to the newest member of our team, Reinhardt Saunderson. With over three years of insurance broking experience, Reinhardt brings a practical, service-first approach that aligns perfectly with how we support our clients every day. He’s joined our team to further strengthen the advisory and solution-focused […]
What’s Changing in 2026: The Insurance Risks Australian Businesses Can’t Ignore
If 2025 was about insurers tightening the lens, 2026 looks like the year where the “why” behind your risk matters just as much as the “what”. This year, insurers continued to place a strong emphasis on risk selection and profitability. For mid-to-large businesses, this often translated to more detailed submissions, […]
Thank You For 2025: Market Wrap Up and Office Closure Dates
As 2025 comes to a close, we want to thank our clients and partners for the trust you’ve placed in Crucial Insurance and Risk Advisors. We’re also grateful to our wider community, including our families and friends, who support the work we do behind the scenes, especially during the busiest […]
IMARC 2025 iPhone Giveaway Winner Announced!
A huge thank you to everyone who visited Crucial Insurance at IMARC Sydney 2025 and entered our iPhone 17 Pro Max giveaway. We’ve now completed the draw and are thrilled to announce our winner: Sean Kinder! It was great meeting so many leaders across the mining value chain in IMARC. […]
