Business Insurance Sydney

Extraordinary times require extraordinary expertise. We’re award winning, fully licensed Sydney Business Insurance Brokers who specialise in helping companies and directors make informed decisions on their insurance. Call us on 1300 400 707. Or fill in the form to speak to an experienced Business Insurance specialist.

Whether you’re looking for traditional or hard-to-place solutions, we have the proven experience and networks that many can’t find elsewhere.

What is Business Insurance

We are award-winning Sydney Business Insurance specialists

business insurance broker stephen ball award
business insurance broker-niba award
business insurance broker top thought leader
2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

Why clients choose Crucial Insurance for their Business Insurance

Is your current Sydney business insurance broker doing the right thing by your organisation? Are you looking for an insurance brokerage that is proactive, experienced and has the national and international networks to find hard-to-place or unique insurance solutions?

The last thing you want is to be underinsured; or worse yet, be over insured and unnecessarily paying for policies that don’t apply to you. As Sydney business insurance specialists, we’ll help you have peace of mind in uncertain times.

In an unpredictable market, you need proactive insurance advisors you can trust. We are award-winning, AFS licensed business insurance brokers who work directly for our clients - not insurers. As a client, you’ll work with a dedicated Account Manager backed by a team who will see your business as if it was their own.

Business Insurance: what is it?

Business Insurance covers your Sydney organisation for multiple risks within one policy. It's designed for small to medium businesses. It helps provide multiple forms of coverage within one combined policy, ultimately saving your business time and money.

Sydney Business Insurance: what’s covered?

Crucial Insurance is a proud member of the Steadfast Broker Network. This relationship allows us to provide our clients with exclusive Steadfast policy wordings.

The benefits available under our Steadfast Business Package wordings are significant and may include cover for the following policy sections:

Glass

Money

Employee Dishonesty

Portable Equipment and Tools of Trade

Property including Fire and other events such as Accidental Damage, Flood and Earthquake

Tax Audit and Investigations

Management Liability

Equipment Breakdown including mechanical and electrical equipment

Theft / Burglary

Sydney Business Insurance: what's not covered?

Exclusions and the excess you will need to pay will vary greatly depending on the insurer and your business requirements. You should always consider the following:

Claims arising from your digital network / data breach (see Cyber Insurance)

Incidents or claims known prior to the policy commencing

Your business becoming insolvent

Claims arising from intentional acts

To get a quote that provides you with the right cover it's important you speak with one of our experienced experts. Contact us to avoid the stress of an uninsured loss.

sydney business insurance

Business Insurance: our customer reviews

Why Sydney organisations choose Crucial Insurance 

We are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that you’re in good hands.

We help you find appropriate cover, keep your policies up to date and work with you to find ways to reduce premiums

We have years of experience in claims management

We provide expert advisory based on years of industry experience

We’ve won a number of awards for our commitment to our clients

Take advantage of our national and international insurer network: we’ll help you find the most appropriate and cost-effective policies for your needs

We help Sydney businesses with:

business insurance sydney

Sydney economic snapshot

According to the City of Sydney’s economic development strategy, in 2018/19, around $140 billion was generated within Sydney city, representing over 7% of Australia's economy. Despite the growth of business districts such as North Sydney, Parramatta, Macquarie Park, Olympic Park and the growth corridor to the north-west, the City of Sydney has maintained its pre-eminent role. The number of cities in the city of Sydney grew by 4,000 between 2007 and 2017.

According to economy.id, Sydney city has:

  • - A GRP of 130.22 billion
  • - 664,850 local jobs
  • - 73, 934 local businesses

The largest industries are professional, scientific and technical services.

Although enduring several challenges over the years, Sydney remains a thriving and robust city. As the capital of New South Wales, Sydney is famous worldwide for its iconic destinations such as the Sydney Harbour Bridge, Bondi Beach, the Sydney Opera House, the fish market, as well as its colourful fashion, sporting and arts scenes.

Every business is unique. As award-winning Sydney Business Insurance specialists, we can help you find the most appropriate cover for your needs.

Business Insurance Sydney: manage your risks

Whether you’re looking for traditional or hard-to-place solutions, we have the proven experience and networks that many can’t find elsewhere. Contact us to speak to a Sydney Business Insurance specialist.

Looking for Business Insurance in Sydney from an experienced team with your best interests at heart? Contact us today.