Business Insurance Broker Albury

Safeguard the future of your company with the right business insurance. As a fully licensed, AFSL insurance brokerage, we help Albury-based businesses access tailored insurance policies while making sure they’re not paying too much for it. Call us on 1300 400 707 or fill in the form to speak to an experienced Albury business insurance broker today.

Your business is our priority. What sets us apart from other Albury business insurance brokers is that we combine our technical expertise with our proactive attitude to our level of service. In a nutshell, we’ll go above and beyond to treat you as our number one client.

Crucial Insurance is a multi-award winning business insurance broker

2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top brokerage
2020 top thought leader medal from Advisr
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

We’re award-winning Albury business insurance brokers for a reason: we care about your success

There are numerous insurance packages being marketed to Albury businesses out there - how do you know if they have your best interests at heart? We are an award-winning business insurance broker who pride ourselves in our proactive and straightforward approach to insurance advisory. We match you with insurance policies suitable to your needs while helping you keep premiums low.

We are also an Australian Financial Services License holder, which means we are regularly audited to ensure we provide a high level of skill with an exceptional level of integrity and service. Essentially, we work for our clients - not the insurers.

Another reason clients choose us is for our extensive insurance network. We help clients access insurance solutions (and premiums) commonly unavailable elsewhere. We also help negotiate claims on our clients’ behalf, so all the hard work is done for you.


Benefits of choosing an Albury Crucial Insurance broker:

We help business find hard-to-place insurance options using our national and international insurer network

We help clients understand overcomplicated ‘insurance speak’

We help you make informed decisions about insurance through transparent advisory

We’re proactive

We negotiate with insurers on your behalf

We’re experts in claims management

The proof is in the pudding: we’ve won a number of a awards for our commitment to our clients

Insurance options available to Albury businesses

Here are some common forms of insurance we help Albury businesses with. This is not an extensive list; further, do not let this list overwhelm you. As business insurance brokers, we’ll help you understand complicated ‘insurance speak’ and do the hard work for you. Please contact us to discuss your business insurance requirements.

Business Insurance

A comprehensive Business Insurance Package policy can protect businesses against unforeseen losses. It provides multiple forms of coverage within one combined policy which saves you time and money.

Public Liability Insurance

Public Liability Insurance can protect you in the case that someone makes a claim against your business due to negligence, or if someone is injured in your premises.

Professional indemnity insurance

Provide advice for a fee? Professional Indemnity Insurance protects your business from claims made by your clients and customers against you as a result of the advice that you provide them.

Directors and Officers Insurance (D&O Insurance)

At a glance, D&O Insurance can protect you and/or your company’s leaders and private assets from claims that arise as a result of decisions made during their duties. For example, D&O Insurance can protect business leaders against claims made as a result of allegations of wrongful acts, mismanagement of process, insolvencies, failures to comply with government regulation and laws, settlements as a result of litigation, claims made by competitors and much more.

IT Liability Insurance

IT Liability Insurance is designed to protect you against the numerous risks you may face when you are working as an IT-related professional. The main advantages of a specialist IT Liability Insurance policy is that it combines both Professional Indemnity and Public and Product Liability coverage under the one insurance policy which avoids any gaps in coverage if the two policies are placed with separate insurers.

Cyber Insurance

Cyber Insurance is not an option, but a must for all businesses. As a business, you are open to cyber and spyware attacks that could result in significant losses of profit, breach of privacy regulations and more. The right Cyber Insurance policy can provide you with a safety net against these risks.

Mining Contractors Insurance

Many mining contractors provide essential services to mines including engineering, machining, fabrication, line boring, shutdown maintenance and more. It is crucial that your insurance protection is designed to extend coverage to all these business activities. Mining Contractors Insurance provides you with the protection you need should things turn for the worse. Mining Contractors Insurance often consists of two main insurance policies: Professional Indemnity Insurance and Public Liability Insurance.

Construction Insurance

Construction Insurance provides protection for builders during the period of construction and for your broader business activities as a builder. It is an essential form of protection to ensure your assets and liability are properly insured. A comprehensive Construction and Builders Insurance policy provides protection for assets during the construction period and protects your business against any legal liability claims which arise as a result of the construction project.

Business Interruption Insurance

Business Interruption Insurance helps protect your business against unforeseen circumstances that negatively affect your profitability. This could include property related events such as fire and storm, cyber events, product recalls, machinery breakdown and more.

Alternative Insurance Solutions

We also provide expert advice in the following areas:

- Discretionary Trusts

- Captive Insurance

- Self-Insurance

- Extended Warranty Programs

- Expat Travel Insurance

- IPO Insurance

These are just some examples of ways insurance could protect your business. Contact us to see which policies and solutions could be most beneficial for your situation.

The Albury business landscape at a glance

With a population of approximately 53,000 people, Albury is a major regional and economic centre of the Riverina region of south-eastern New South Wales. It is home to the iconic Murray River and Lake Hume, which is said to be six times larger than Sydney Harbour. Albury is often partnered with its neighbouring city, Wodonga, which is located on the northern side of the Murray River, in Victoria.

According to REMPLAN, “Albury supports 26,163 jobs and has an annual economic output of $7.914 billion.”

The manufacturing is said to be the biggest contributor of this $7.914 billion, accounting for 17.83% of total output. As well as manufacturing, Albury is also dominated by business services, construction, retail, wholesale and health services. In terms of employment, the health care and social assistance sector is said to be the largest source of employment.

With an increasing population combined with a diverse and resilient economy, there is a positive outlook on Albury’s economy.

If you are an Albury-based business, it is crucial that you are adequately insured against the threat of catastrophes. Being overinsured, underinsured or investing in the incorrect policy can lead to unnecessary costs, and worse yet, the potential demise of your business or a collapse of your assets. As licensed business insurance brokers, we will help you mitigate these risks.

We also have business insurer brokers available in neighbouring locations:

- Business Insurance Broker Wagga Wagga

- Business Insurance Broker Wodonga


What our clients say

If you’re looking for a business insurance broker in Albury you can trust, you’ve found the right place. Get in touch to speak to one of our award-winning Albury business insurance brokers today.