Business Insurance Perth

An uninsured financial loss can be catastrophic for a business. As award-winning Perth Business Insurance specialists, we help local businesses access traditional and innovative insurance solutions that can’t be easily obtained elsewhere. Call us on 1300 400 707. Or fill in the form to speak to a Perth Business Insurance broker.

With a depth of experience in Business Insurance, we’ll help manage your risks by working with you to access suitable insurance policies for your situation and budget. If you already work with an existing insurer, we can help you audit your current policies to make sure they are up to date.

As Perth business insurance brokers, we’ll help you access the most suitable business insurance policies for your situation while helping you keep up-to-date with insurance compliance and paperwork. We also have a depth of experience in negotiating the best outcomes for insurance claims.

What is Business Insurance

We are award-winning Perth Business Insurance specialists

business insurance broker stephen ball award
business insurance broker-niba award
business insurance broker top thought leader
2020 top insurance broker medal given by Advisr
QLD 2020 top insurance broker medal
2020 top specialist insurance broker
2020 top insurance broker rated by customers award medal

Business Insurance: what is it?

Essentially, Business Insurance covers your Perth business for multiple risks within one policy. It is designed to help small to medium businesses get multiple forms of coverage within one combined policy, ultimately saving you time and money.

Business Insurance Perth: what’s covered?

Crucial Insurance is also a proud member of the Steadfast Broker Network. This relationship allows us to provide our clients with exclusive Steadfast policy wordings.

The benefits available under our Steadfast Business Package wordings are significant and may include cover for the following policy sections:

Glass

Employee Dishonesty

Money

Management Liability

Portable Equipment and Tools of Trade

Tax Audit and Investigations

Equipment Breakdown including mechanical and electrical equipment

Theft / Burglary

Property including Fire and other events such as Accidental Damage, Flood and Earthquake

Business Insurance Perth: what's not covered?

Exclusions and the excess you may need to pay will vary greatly depending on the insurer and your business requirements. You should always consider the following:

Incidents or claims known prior to the policy commencing

Claims arising from your digital network / data breach (see Cyber Insurance)

Your business becoming insolvent

Claims arising from intentional acts

To get a quote that provides you with the right cover it's important you speak with one of our experienced experts. Contact us to avoid the stress of an uninsured loss.

perth business insurance

Business Insurance: our customer reviews

Why Perth-based organisations choose Crucial Insurance for their Business Insurance

We offer an unmatched level of experience and a proactive approach to advisory and access to both national and international networks that gives our clients advantages that are hard to find elsewhere.

Being voted Insurance Broker of the Year has validated our unique approach to business where we treat our clients’ businesses as if they are our own. Because of this, we value ethics and exceptional advisory over profits. We’ll help you with the complicated insurance work so you can continue doing what you do best.

We are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that you’re in good hands.

We help you find appropriate cover, keep your policies up to date and work with you to find ways to reduce premiums

We have years of experience in claims management

We provide expert advisory based on years of industry experience

We’ve won a number of awards for our commitment to our clients

Take advantage of our national and international insurer network: we’ll help you find the most appropriate and cost-effective policies for your needs

business insurance perth

Manage risks with our Business Insurance products

We offer an unmatched level of experience and a proactive approach to advisory and access to both national and international networks that gives our clients advantages that are hard to find elsewhere.

Being voted Insurance Broker of the Year has validated our unique approach to business where we treat our clients’ businesses as if they are our own. Because of this, we value ethics and exceptional advisory over profits. We’ll help you with the complicated insurance work so you can continue doing what you do best.

We are a licensed insurance broker that holds an Australian Financial Services Licence (AFSL). As licensed insurance brokers, we are regularly audited to ensure that we offer an exceptional level of service and integrity. Which is another way of saying that you’re in good hands.

Looking for Business Insurance in Perth from an experienced team with your best interests at heart? Contact us today.