Business Insurance Broker Hobart

Looking for proactive and experienced business insurance brokers in Hobart? As a fully licensed, AFSL insurance brokerage, we are passionate about helping clients access the right insurance at the right budget. We are also experts in claims management. Call us on 1300 400 707 or fill in the form to speak to an experienced broker.

Don’t leave your insurance to chance. An uninsured financial loss is all too often catastrophic for a business. As an award-winning business insurance brokerage, we’ll work with you to make sure you’re not under insured, or paying too much for it.

Crucial Insurance is a multi-award winning business insurance broker

2020 top insurance broker medal given by Advisr

2020 top thought leader medal from Advisr

2020 top insurance broker rated by customers award medal

Insurance premiums are rising. Here’s how we help

Insurance premiums are rising not only for Hobart businesses, but for businesses Australia-wide. That’s why it’s important to work with a qualified broker who can strategise ways to lower premiums while making sure you’re adequately insured.

At Crucial Insurance, we combine our high level of customer service with our technical expertise and wealth of experience in insurance. From working with small businesses to publicly listed companies, our team of Business Insurance brokers have a wealth of experience in a broad range of businesses and industries. Our extensive insurance network allows us to access both traditional and creative, hard-to-find insurance solutions for more challenging instances.

What further sets Crucial Insurance apart from other insurance brokers in the market is that we are an Australian Financial Services License holder. This means we are regularly audited to ensure we provide a high level of skill with an exceptional level of integrity and service.

At Crucial Insurance, we pride ourselves in our proactive approach to our risk advisory. Our clients’ needs are our priority. The proof is in the pudding: we were recently awarded with Broker of the Year and a “Top Rated by Customers” Finalist award.

Award-winning brokers at your service

If you are based in Hobart, the last thing you want is to have incorrect insurance policies in place when you need them the most, or be paying too much in unnecessary fees. Simple errors in insurance could lead to significant financial losses in the future.

Peace of mind: have a professional team of experienced brokers to help protect your business against risk

We have an extensive insurer and supplier network, meaning our clients have access to insurance options not easily available

We have years of experience in claims management and negotiate with insurers on your behalf

Transparent advisory: no frills. Just great advice, placing your needs first

We’ve won awards for outstanding brokerage

Available types of Insurance for Hobart businesses

Please note that this is not an extensive list. Please contact us to discuss your business insurance requirements.

Professional indemnity insurance

Provide advice for a fee? Professional Indemnity Insurance protects your business from claims made by your clients and customers against you as a result of the advice that you provide them.

Cyber Insurance

Cyber Insurance is not an option, but a must for all businesses. As a business, you are open to cyber and spyware attacks that could result in significant losses of profit, breach of privacy regulations and more. The right Cyber Insurance policy can provide you with a safety net against these risks.

IT Liability Insurance

IT Liability Insurance is designed to protect you against the numerous risks you may face when you are working as an IT-related professional. The main advantages of a specialist IT Liability Insurance policy is that it combines both Professional Indemnity and Public and Product Liability coverage under the one insurance policy which avoids any gaps in coverage if the two policies are placed with separate insurers.

Mining Contractors Insurance

Many mining contractors provide essential services to mines including engineering, machining, fabrication, line boring, shutdown maintenance and more. It is crucial that your insurance protection is designed to extend coverage to all these business activities. Mining Contractors Insurance provides you with the protection you need should things turn for the worse. Mining Contractors Insurance often consists of two main insurance policies: Professional Indemnity Insurance and Public Liability Insurance.

Alternative Insurance Solutions

We also provide expert advice in the following areas:

- Discretionary Trusts

- Captive Insurance

- Self-Insurance

- Extended Warranty Programs

- Expat Travel Insurance

- IPO Insurance

These are just some examples of ways insurance could protect your business. Contact us to see which policies and solutions could be most beneficial for your situation.

Public Liability Insurance

Public Liability Insurance can protect you in the case that someone makes a claim against your business due to negligence, or if someone is injured in your premises.

Business Insurance

A comprehensive Business Insurance Package policy can protect businesses against unforeseen losses. It provides multiple forms of coverage within one combined policy which saves you time and money.

Construction Insurance

Construction Insurance provides protection for builders during the period of construction and for your broader business activities as a builder. It is an essential form of protection to ensure your assets and liability are properly insured. A comprehensive Construction and Builders Insurance policy provides protection for assets during the construction period and protects your business against any legal liability claims which arise as a result of the construction project.

Directors and Officers Insurance (D&O Insurance)

At a glance, D&O Insurance can protect you and/or your company’s leaders and private assets from claims that arise as a result of decisions made during their duties. For example, D&O Insurance can protect business leaders against claims made as a result of allegations of wrongful acts, mismanagement of process, insolvencies, failures to comply with government regulation and laws, settlements as a result of litigation, claims made by competitors and much more.

Business Interruption Insurance

Business Interruption Insurance helps protect your business against unforeseen circumstances that negatively affect your profitability. This could include property related events such as fire and storm, cyber events, product recalls, machinery breakdown and more.

Aged Care Insurance

Our team has significant experience in Aged Care Insurance. We design insurance solutions based on a detailed understanding of your risk profile to ensure you are properly protected. We provide risk and insurance advice to address a range of business activities associated with the Aged & Community Care sector.

In an unpredictable economy, it’s important to safeguard the financial future of your business through the right insurance. Whether you’re looking for traditional insurance solutions or are trying to overcome more complicated challenges, our award-winning brokers are here to help.

For Hobart business insurance brokers you can trust, contact us to find out more.

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