At Crucial Insurance, we are proactive, experienced and pride ourselves on being able to view our client’s businesses as if they are ours: when it comes to Sydney Public Liability Insurance, we work for you.
Public Liability Insurance is there to provide protection for claims someone might make against you in the course of running your business. In this instance, that someone can be a supplier, customer or member of the public.
Public Liability Insurance makes sure you’re covered in that unfortunate case and is essential for businesses where members of the public interact with your company in any way. For example, a customer trips and falls, or if some of your equipment malfunctions and leads to damages, Public Liability Insurance can provide you with a safety net to cover any damages, as well as the legal costs in defending any claims against the business.
Public Liability Insurance can provide cover expenses if your business becomes liable for issues such as:
Public Liability Insurance covers your business in the unfortunate event there is a claim against you for the following reasons:
A Liability Insurance policy will make sure you are covered for your legal liability and also extends coverage to your legal defence costs if required in defending or settling the claim.
For example, if a vendor or customer were to have their bag or laptop damaged by your employee, consequently suing you for breaching your duty of care - your public liability insurance should then be able to help cover the potential costs associated with this.
When applying for Public Liability Insurance, it is worthwhile to note that it does not cover:
Melbourne is the capital of Victoria, and the second-largest city in the country. The city is best known for being a cultural hotspot for Australia and offers great sights like Queen Victoria Market, which is an iconic landmark of Melbourne and you can also visit the Royal Botanical Gardens Melbourne for a touch of greenery and sightseeing. The city is a multicultural place and prides itself on its diversity.
According to Remplan, Melbourne’s Gross Regional Product is estimated at $ 97.1 billion, which represents 20.7% of Victoria's GSP (Gross State Product). It has a population of approximately 184,000, 457,000 local jobs and 15,000 local businesses. Its largest industries are Food and Beverage services and business services.
From Portsea to Werribee, we are here to help service Melbourne businesses with their insurance needs.
Our Melbourne clients know that their business is in good hands because we prioritise ethics above profits. Our business is built on the foundation of us ‘doing the right thing’ for our clients and we have become the Public Liability Insurance broker of choice for many businesses not just in Victoria, but around the whole of Australia.
We are also an Australian Financial Services License holder. As a client, you can place your trust in us, as we are regularly audited to ensure we provide a high level of skill with an exceptional level of integrity and service.
As your Melbourne business insurance broker, we will find the right policy for your needs and help you understand the ins and outs of your cover. It’s crucial that you invest in the right policy to safeguard your business should the need arise.