Crane Insurance

When it comes to Crane Insurance, there’s no room for error. Protecting your crane operations with the right insurance is crucial for the continued success of your business. As award-winning business insurance brokers, we help medium to large-sized crane operators obtain the right policies for their needs. Complete this form or call us at 1300 400 707 to speak to an experienced specialist.

Understanding Crane Insurance

As you know, crane operating businesses have many moving parts. Having the right insurance allows your business to continue to grow while avoiding unnecessary penalties and risks.

Crane Insurance provides comprehensive coverage for businesses involved in the operation, rental and maintenance of cranes. This includes both tower cranes, which are fixed to the ground or mounted on large structures, and mobile cranes, which are versatile and can be moved around job sites.

Standard business insurance policies may not fully cover the specialised activities involved in crane operations. Working with the right broker will help you avoid penalties should you find yourself underinsured, or have paid for the wrong policies.

Contact the right Crane Insurance specialist to ensure you are thoroughly protected.

We are award-winning Crane Insurance experts

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where to get crane insurance

Why Your Business Needs Crane Insurance

Many industries rely on crane operators. However, operating such heavy machinery is fraught with significant risks. For instance, an accident involving a crane can lead to substantial property damage, loss of business, injury or even loss of life.

Crane Insurance is designed to mitigate these financial and legal risks, offering comprehensive coverage for:

  • Accidents and DamageProtect against damages caused by crane accidents, whether involving other equipment, structures or third parties.
  • Liability ClaimsSafeguard against claims arising from crane operations, including injury or property damage caused by equipment failure or operator error.
  • Equipment BreakdownCover the costs of repairing or replacing cranes and related equipment due to mechanical failure.
  • Business InterruptionHelps retain your financial stability should your operations be temporarily halted due to covered losses.
  • Environmental LiabilityCover the costs associated with pollution cleanup or environmental damage caused by crane operations.
  • Cyber RisksProtect your business from cyber threats that could disrupt operations or compromise sensitive data
  • (see also: Cyber Insurance)
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Key Features of Crane Insurance

A comprehensive Crane Insurance policy should offer:

  • DamageCoverage for physical damage to cranes, whether on-site, in transit, or during operation.
  • TheftProtection against the theft of cranes and related equipment.
  • Wet Hire or Dry Hire Coverage options whether you provide cranes with operators (wet hire) or without (dry hire).
  • Machinery BreakdownProtection for mechanical and electrical failures of cranes.
  • Driving Risk whilst on Public RoadCoverage for risks associated with transporting mobile cranes on public roads.
  • Liability whilst being usedProtection against liability claims while cranes are in operation.
  • Loss of RevenueCompensation for lost income if crane operations are interrupted due to a covered incident.
  • Lease Payment ProtectionAssistance with lease payments if your cranes are unusable due to damage or breakdown.
  • Agreed ValueAssurance that you will receive a predetermined amount for your cranes in the event of a total loss.
  • Liability Coverage for All Business ActivitiesComprehensive liability protection covering all aspects of your crane operations, including setup, dismantling, and maintenance.
  • On Hook Liability Insurancecovers damages to cargo or property being lifted or handled by cranes.

Read our reviews

The team at Crucial Insurance were professional, thorough and helpful. Tony took the time to compare my existing policies with other competitive insurances on the market. He recommended options that provided me with the coverage I required and were more cost effective. Thanks for the great service.

Alishia was a pleasure to work with, great on the phone and extremely knowledgable on policies. In fact, this is the reason brokers exist --I could not find a single insurance company, despite hours and hours of searching, with a policy that did what I wanted. Alishia had one in mind within a minute of speaking with me, and not long after, I was covered. Outstanding.

Thankyou to Tony and the Crucial Team! Tony designed insurance specific to our business needs and made it easy to understand. We have peace of mind knowing that they are there to support us.

A loss without insurance, resulting from a manager's mistake or an employee's carelessness can lead to significant legal, financial and emotional consequences. The appropriate insurance coverage ensures you're financially protected, offering you reassurance in case things go downhill.

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Choosing the Right Crane Insurance Policy

Selecting the right Crane Insurance policy requires an understanding of your business's specific risks. An experienced insurance advisor can assess your needs and recommend coverages that offer comprehensive protection. Key considerations include:

  • Regulatory ComplianceCrane operations are subject to stringent safety and environmental regulations. Your insurance should help you comply with all relevant laws and standards.
  • Types of CranesDifferent types of cranes, such as tower cranes and mobile cranes, have distinct risks. Ensure your policy covers the specific types of cranes you use.
  • Types of CranesDifferent types of cranes, such as tower cranes and mobile cranes, have distinct risks. Ensure your policy covers the specific types of cranes you use.
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Why Choose Crucial Insurance and Risk Advisors for Your Crane Insurance

When it comes to protecting your crane operations, you need more than just insurance – you need a partner who understands your industry. Crucial Insurance and Risk Advisors stands out as that partner for several compelling reasons:

  • Experts in Hard-to-Place SolutionsWe’ve proudly built a reputation in the industry for being the Business Insurance Brokers you can rely to find insurance solutions that other brokers simply cannot. Have a complicated insurance challenge? We’re here to help.
  • Tailored InsuranceWe don’t believe in one-size-fits-all. Our policies are designed to meet the specific needs of medium to large-sized operators, ensuring comprehensive coverage.
  • Award-Winning ExpertiseOur recognition in the insurance industry reflects the trust our clients place in us and our commitment to excellence.
  • AFS Licensed AdvisorsOur team is authorised under Australian Financial Services Licences to provide the highest standard of advice and service.
  • Dedicated SupportWe support you from the initial consultation through to any claims you may need to make.
  • Risk Management FocusWe offer proactive risk management advice to help prevent issues before they arise.
  • Extensive Industry KnowledgeWe have a deep understanding of the crane industry, including the latest trends and regulatory requirements.

By partnering with Crucial Insurance and Risk Advisors, you're not just buying a policy; you're investing in a safer, more secure future for your crane operations. We provide peace of mind and help ensure your business can continue smoothly, even when faced with unexpected challenges.

Need an experienced expert in Crane Insurance? Contact us today.