As the holidays draw near, we’d like to take a moment to share our gratitude and wish you a wonderful holiday season. This time of year often brings into focus what’s truly important—family, friends, community and the supportive network we’ve built together. We’re especially thankful to have you … [Read more...] about Holiday Gratitude & Our Christmas Closure Details
The Australian insurance market in 2024 experienced a stabilisation in premium rates and increased competition across many insurance classes. This year also saw a resurgence in insurer profitability, driven by higher investment returns amid a favourable economic environment. But what does … [Read more...] about 2024 Insurance Market Recap: Trends, Challenges and Opportunities
We're happy to announce new positions at Crucial Insurance and Risk Advisors. Want to join our team? Here's what you can get: ✅ Competitive base salary with industry-leading renumeration model ✅ Challenging but highly rewarding career path ✅ Flexible work … [Read more...] about Elevate Your Career: Join Crucial Insurance and Risk Advisors
In certain industries—especially high-risk sectors such as mining, construction and engineering—businesses often find themselves in a unique position. They sell or build a product but are also tasked with designing a unique solution that goes beyond the scope of the product itself. For example, … [Read more...] about Mining Contractors: Avoid Severe Financial Consequences With Combined Liability Insurance
In this digital age, it is almost impossible to avoid both professional and cyber risks. Claims related to professional negligence and the effects of cyber crime can severely impact your financial stability and reputation. When it comes to choosing your insurance, how do you protect yourself … [Read more...] about Cyber Insurance and Professional Indemnity Insurance: Understanding Their Importance and Differences
In an important legislative update, Queensland has recently made it illegal to insure against fines related to Work Health and Safety (WHS) contraventions. This change, announced in March of 2024, aligns Queensland with several other states in Australia that have introduced similar … [Read more...] about WHS Fines Insurance Banned in New South Wales, Victoria – and Now, Queensland. Here’s What You Need To Know
Is Professional Indemnity Insurance compulsory for your business in Australia? There’s no doubt that insurance plays a pivotal role in safeguarding your professional integrity and financial security. Among the various types of Business Insurance, Professional Indemnity (PI) Insurance … [Read more...] about What happens if I don’t have professional indemnity insurance?
Understanding the difference between Public Liability Insurance and Professional Indemnity Insurance is crucial for any business owner or professional. These insurance policies serve as a safety net, providing protection against claims that could potentially cripple your financial standing or … [Read more...] about Public Liability vs Professional Indemnity Insurance: Which Should You Get?